Terms of Service for Unlimited Course Access Subscription Purchases
 
  • You can enter and exit the course area as often as you wish.
  • Your first year price is $129.00.
  • Your one year period begins from the date you registered.
  • At the end of your one year period you will receive 2 email notifications, 60 and 30 days prior to your renewal date, to inform you that your subscription is up for renewal and will be automatically renewed for another year.
  • Your second year price is $109.00.
  • A Money Back Guarantee is in effect for 7 days after registration date or up until an exam is submitted, whichever comes first.
  • You will have access to all of CEU courses upon registration. New courses will be added to your account free of charge.
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    General Program Information
  • You can take any CEU course at any time.
  • To comply with some state's regulations you can only take a course once per subscription period.
  • CEU will report up to 30 credits per year (additional courses will be reported for an additional fee of $3 per credit) which will be charged (at the users option) after the exam is completed. Credits for designations such as CPCU, CFP, CLU and any other CEU account will be counted towards the 30 credits. There is no charge for "student-report" states.
  • You may cancel anytime by visiting the “Maintenance” section of your account or calling the CEU.com office.
  • No refunds or credit will be given for partial periods or unused courses.
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    Terms of Use
    Acceptance of Terms of Use
    These Terms of Use govern your use of the CEU.com website. By using, visiting, or browsing the CEU.com website, you accept and agree to be bound by these Terms of Use. If you do not agree to these Terms of Use, you should not use the CEU.com website.
    Changes to Terms of Use
    CE University, Inc. (CEU) reserves the right, from time to time, with or without notice to you, to change these Terms of Use in our sole discretion. The most current version of the Terms of Use will supersede all previous versions. Your use of the CEU.com website after changes are made means that you agree to be bound by such changes.
    Limit on Credit Reporting
    Subscribers have unlimited use of all CEU courses throughout their subscription period. However, CEU will report up to 30 credits to the Insurance Department of your state or through the state approved method of reporting such credits, or you can choose to apply your credits to another account (such as CFP or CPCU). CEU is not responsible and assumes no liability for credit reporting problems that occur after credits have been reported to the state or to the individual license holder as several states require. CEU will assist in any reasonable manner it can to rectify any credit reporting discrepancies.

    Time Limit of Courses

    Subscribers have up to 12 months from the date of registration to complete a course.  Continued access to courses will be allowed after subscription is renewed. Courses will be removed from subscribers account at the time the Unlimited Course Access program is non-renewed.

    Privacy
    Any information submitted on the CEU.com website is subject to our Privacy Policy, the terms of which are incorporated herein. Please review our “Privacy Policy” hyperlink located at the bottom of the pages of the CEU.com website to understand our practices.

    Billing

    As a subscriber to CEU, you agree that we are permitted to charge your credit card an annual subscription fee, any applicable sales tax and any other charges you may incur in connection with your use of CEU. The subscription fee will be billed at the beginning of your subscription and on each annual renewal thereafter unless and until you cancel. We will automatically charge your credit card each year on the calendar day corresponding to the commencement of your membership. All fees and charges are nonrefundable. We may change the fees and charges in effect, or add new fees and charges from time to time, but we will give you advance notice of these changes by email.

    Automatic Renewals

    Your CEU subscription will be automatically renewed on an annual basis. For your convenience, we will charge the annual subscription fee to the credit card you provide to us during registration. Your membership will automatically renew for successive annual subscriptions unless and until you cancel your membership or we terminate it. CEU will provide 2 email notifications, 60 and 30 days prior to your renewal date, to inform you that your subscription is up for renewal and will be automatically renewed for another year. You must cancel your membership before it renews in order to avoid billing of subscription fees to your credit card.

    Cancellation

    As noted above, you may cancel your subscription to CEU at anytime. To cancel, click the "Maintenance" hyperlink in your CEU account and then click “Cancel My CEU.com Subscription” to begin the cancellation process. Once you cancel your Unlimited Course Access subscription with CEU.com, all of your courses will be removed from your account immediately. Per this agreement, we will allow you access to the courses until your subscription expires; which is on the one-year anniversary date from when you originally registered for the program. However, you will need to call CEU.com at 1-800-295-9010 to have any courses, which you have not yet completed, added to your account. The course will remain in your account until your subscription expires. We do not provide refunds or credits for any partial year subscription periods.

    Account Access
    In order to provide you with ease of access to your account, CEU may place a cookie (a small text file) on any computer from which you access the CEU.com website. When you revisit the CEU.com website, this cookie will enable us to recognize you as the account holder. You are responsible for maintaining the confidentiality of your account and password and for restricting access to your computer.

    Disclaimers of Warranties and Limitations on Liability
    The CEU.com website and its contents are provided "as is" and we make no representations or warranties of any kind with respect to the CEU.com website or its contents. We assume no liability or responsibility for any errors or omissions in the content of the CEU.com website, any losses or damages arising from the use of the content provided on the CEU.com website, or any conduct by users of the CEU.com website. We disclaim all representations and warranties, including, for example, warranties of merchantability, fitness for a particular purpose, and non-infringement. In addition, we do not represent or warrant that the information accessible via our site is accurate, complete or current. In no event shall CEU.com, its shareholders, directors, officers, or employees be liable (jointly or severally) to you for any special, incidental, indirect or consequential damages of any kind, or any damages whatsoever resulting from loss of use, data or profits, whether or not advised of the possibility of damage, and on any theory of liability, arising out of or in connection with the use or performance of this information. If any applicable authority holds any portion of this section to be unenforceable, then liability will be limited to the fullest possible extent permitted by applicable law.
     
     
    Intellectual Property

    Copyright

    All content included on the CEU.com website, including text, graphics, logos, designs, photographs, button icons, images, audio/video clips, digital downloads, data compilations, and software, is the property of CEU, Inc. or its suppliers and is protected by United States and international copyright laws. The compilation of all content on this site is the exclusive property of CEU, Inc. and protected by U.S. and international copyright laws. They may not be reproduced or used without express written permission from CEU.com.

    Trademarks

    CEU is a registered trademark of CEU, Inc. CEU.com,. All CEU.com graphics, logos, page headers, button icons, scripts and service names are trademarks or trade dress of CEU, Inc. CEU's trademarks and trade dress may not be used in connection with any product or service that is not CEU's, in any manner that is likely to cause confusion among customers, or in any manner that disparages or discredits CEU. All other trademarks not owned by CEU that appear on the CEU.com website are the property of their respective owners, who may or may not be affiliated with, connected to, or sponsored by CEU. Any images of persons or personalities contained on the CEU.com website shall not be an indication of endorsement of any particular product or our service unless otherwise specifically indicated.

    Use of Information Submitted
    CEU, Inc. is free to use any comments, information, ideas, concepts, reviews, or techniques contained in any communication you may send to the CEU.com website without further compensation, acknowledgement or payment to you for any purpose whatsoever including, but not limited to, developing, manufacturing and marketing products and creating, modifying or improving the CEU.com website or other websites. Furthermore, by posting any information on our site, you grant us a nonexclusive, royalty-free license to display, use, reproduce or modify that information.

    Your Conduct on the CEU.com Web Site
    By accessing the CEU.com website, you agree not to upload, post, email or otherwise send or transmit any material that contains software viruses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications equipment associated with the CEU.com website. You also agree not to interfere with the servers or networks connected to the CEU.com website or to violate any of the procedures, policies or regulations of networks connected to the CEU.com website, the terms of which are incorporated herein. You also agree not to impersonate any other person while using the CEU.com website, conduct yourself in a vulgar or offensive manner while using our service, or use the CEU.com website for any unlawful purpose.

    Limitations on Use
    You must be 18 years of age or older to use the CEU service. Unless otherwise specified, the content on the CEU.com website is for our use and we grant you a limited license to access the CEU.com website for that purpose. You may not download (other than through page caching necessary for personal use), modify, copy, distribute, transmit, display, perform, reproduce, duplicate, publish, license, create derivative works from, or offer for sale any information contained on, or obtained from, the CEU.com website without our express written consent. Any unauthorized use of the CEU.com website or its contents will terminate the limited license granted by us.

    Right to Terminate
    We reserve the right to terminate or restrict your use of our service, without notice, for any or no reason whatsoever.

    Links
    Some of the hyperlinks on the CEU.com website may lead to other websites that are not controlled by, or affiliated with, CEU, Inc. In addition, other websites may link to the CEU.com website. CEU.com has not reviewed these websites and is not responsible for the content or privacy policies of these websites.
     
     
    Privacy Statement
    Background
    When you register at CEU, we ask you for personal information. We use this information to process your courses, report continuing education credits where allowed, generate Certificates of Completion, and to communicate with you about the status of your courses. We also use your email address to send you newsletters you subscribed to during registration, as well as messages about CEU special offers, promotional announcements and consumer surveys. Occasionally, we send our customers special offers and promotional information via postal mail, using the address provided. If you no longer want to receive the newsletters, other announcements or postal mail, simply unsubscribe through the hyperlinks provided or contact CEU with your request.

    Collection and Use of Information
    When you place your first order for the CEU Service, we ask you for your full name, physical address, telephone number and credit card number so we can process your order. We use your telephone number only if there is an order-related issue, not for marketing purposes. You must certify that you are at least 18 years old. (People under 18 cannot use CEU's services.) Our server stores this information so that placing future orders will be quicker and easier. If you want to update your address, go to the “Maintenance” section of your account and make the appropriate changes. You must be signed in to access the “Maintenance” section of your account.

    Viewing and Updating Your Information on CEU
    You can always access the personal information you have provided to CEU by going to the “Maintenance” section of your account. You can make changes to this information to update your account anytime.

    Cookies
    As you browse the CEU site, cookies are placed on your computer's hard drive. (Cookies are small pieces of data that are sent to your browser from a web server and stored on your hard drive.) Cookies allow us to track the items you select, and help us match your address and credit card information with your order so you don't need to retype the information each time you visit our site. If your browser is set to not accept cookies, it is unlikely, but possible that some features of our site will not function properly. We also use cookies to gather usage information, such as the number and frequency of visitors to our site and its various pages. Third parties with whom we partner in order to provide our services to you may also serve some of these cookies. We analyze this data to determine which parts of our site customers like and which parts need improvement. Automatically logged information is also used to analyze trends and to administer the site.

    Disclosure

    At no time when doing so, however, will we, except as described in this section, we will not sell, rent or disclose your personally identifying information to third parties without notifying you of our intent to share the information and giving you an opportunity to prevent your information from being shared. We occasionally use other companies, agents or contractors to perform services necessary to our operations. For example, we have partnered with other companies to personalize our web pages, process credit card transactions, analyze customers' interaction with our site and process consumer surveys. In the course of providing such services, these companies may have contact with your personally identifying information. By contractual agreement, these companies must treat your information in accordance with this Policy. We will not be liable for any damages that may result from the misuse of your personal information by these companies. From time to time, we may partner with companies whose products we believe will interest our users. In conjunction with these partners, we occasionally send promotional announcements to particular customers. We do not automatically include our users in any particular marketing promotion; instead, we use a variety of factors, including user activity at the CEU site, to determine the appropriate users. We may use a vendor to carry out these mailings. However, the partner company never sees your email address or any other information that could identify you or be used to contact you directly. Any exceptions to this policy of sharing your name, address or email address with a partner company will be done only with your permission. CEU also reserves the right to disclose information when required by law. We also provide analyses of our users in the aggregate to prospective partners, advertisers and other third parties. We do this so that we and our advertisers can understand you better, and so we can keep bringing you first-rate services. We may also disclose, on an anonymous basis, literal statements made by our customers. At no time, however, will we disclose personal information about specific users. Customers should check back for updates to this policy. CEU will obtain email consent from any user if the company is going to be using the information collected in a manner different from that stated when the user registered.


    Security and Access
    For transmitting your personal information to us, we use a secure server (SSL), which encrypts all social security and credit card information. This encryption process ensures that the information you give us is protected against unauthorized access. You can access the “Maintenance” section for your account to update and correct your name, email address, password, and postal address. Please note that you must be signed in to CEU to access this information. We have implemented technology and security features, as well as strict internal guidelines, to safeguard the privacy of your personal information from unauthorized access or improper use. We will continue to enhance our security procedures as new technology becomes available. While we make every effort to ensure that your information is secure on our system, no data transmission over the Internet can be guaranteed to be 100% secure. As a result, we cannot guarantee the security of any information you transmit to us, and you do so at your own risk.

    Contact
    If you have questions concerning your account, please contact Customer Service. If you have questions concerning this privacy policy, please contact info@ceu.com.